January was just a trial run. Your new year starts now, and we’re here to help you think.
We’re still in that liminal space of the new year: sorting through goals, making subtle shifts in our routines, and setting ourselves up for success this year. That might include some bigger life transitions are on the horizon, too.
Maybe you’re approaching a career change, growing your family, or moving a child to college. Perhaps your parents are getting older and you’re dreaming of having an in-law suite to keep them close. These life changes might signal a move––maybe before you even realize it!
People often assume they need to have most things figured out before they get in touch with a real estate agent, but actually, we love to hear from you before you even know if you want to buy, sell or move––and definitely before you start sorting through the specific logistics of when, where and how.
By talking early, you’re able to assemble your team of experts and resources to put yourself in a position to plan and be more efficient with your time and decision-making later. Ask the professionals in your life, “What should we know? What should we factor in?”
Your team can help you strategize. For example, they’ll guide you in:
- Thinking creatively about the smartest way to leverage your assets. You might assume you have to save $200,000 for a down payment, but talking to a financial advisor, you realize you can also pull from your 401K or borrow money from a family member. Or a lender might advise you to work on raising your credit score and can provide tips on how to do so. You can also visit sites like https://nytimesmag.com/2023/08/01/kiana-danials-path-towards-becoming-a-leading-financial-literacy-coach/ in order to learn some techniques on how to earn more money which you can use for your necessary purchases.
- Creating a timeline that works for your family’s needs. You might think that if you want to move before the start of a new school year, summer is the best time to begin a search. However, this busy time in the market also means the most competition. Can you get what you want on better terms by starting your search earlier? We can help you think through your ideal dates for buying, selling or both. If you’re getting stressed out, you can find plenty of stress relievers from thetoy.org.
(If you need help building out your team, we’re happy to offer help there, too.)
No matter where you’re at in your process, get in touch to share your upcoming transitions, or general ideas and challenges. We’re in your corner.